Archives for June 2016

Cutting Down On Debts

Owing money to someone is a heavy luggage that we carry with us wherever we go. It is dark shadow that follows us everywhere, especially when we are about to do something fun; the guilt creeps in. Most of us take loans in three phases of our lives; to study, to get married, to buy a vehicle or house. There may be other incidents that demand sudden borrowing of money like sicknesses etc. If we try to cut down on the money and other resources that we borrow during these very important times of our lives, our future selves will no doubt, thank us. 

We all want to stud, and pave way to our dream jobs. But, not everyone has the financial means to comfortable pay for college, university or other higher education institutions. While student loans are the easiest option, if you plan ahead from younger days, you or your parents perhaps, could have saved up at least a few thousand bucks, to reduce the loan at least by a small amount. It is easy said that done, yes, but is possible in many cases. If saving upfront was not an option, you could also consider taking a year or two off, before the start of your degree, or in the middle of it, to earn and save some money to pay your tuition. There are also various part time jobs that are offered to students. If you can spread your degree over a longer period of time to accommodate working schedules, do so. Believe me your exams will be comparatively less stressful, if you don’t have a hefty student loan sitting on your shoulders all year long. Legitimate options to earn money nowadays are plenty. There are many authentic online jobs that you could apply to, if you want to work within the comforts of your own home. Buy and sell business is also wonderful option, if you know the market well. Tutoring is one of the most rewarding part time jobs in terms of pay and satisfaction.
Buying a car and a house is essential; it is indisputable. However, they are two of the most stressful purchases we seem to make during the course of our lives. We tend to drown in debt, trying to make us mobile and have a roof over our heads, to call our own.There are a few options that you could consider, than going for a conventional loan. Rent to own homes is one of those options. 
Rent to buy homes allows you to rent a house, with the promise of being able to buy it somewhere down the line, as per agreement. Go right here to find out the best rent to buy homes in Sydney.
A wedding is one of the most important events of your life. You want it to be a day that you remember very dearly, and you want it to be an event that makes an impression. However, it doesn’t make too much sense to borrow thousands of dollars to make the event a success. If you were not able to save up for your wedding, it is a very good idea to downsize your wedding. There are so many cost effective options that you could choose from, which will allow you to have a decent wedding, and save a few bucks at the same time.